Saturday 25 August 2018

Before using Internet banking

Never leave your cheque book unattended. Never keep your PIN and credit/debit card(s) together. Never reply to e-mails asking for your password or PIN. Never leave the PC unattended when on Internet banking in a public place. Never let a stranger assist you at the ATM. Log off and close your browser when you have finished using Internet banking. If you don't have that knowledge, you're probably better off waiting until the banks get their acts together. So if you have a bank account with any bank and use the Internet to make transactions, money transfer or credit card payments, here are some general 'safe-banking' tips that you might do well to follow: Never use unprotected PCs at cyber-cafes for Internet banking. Count the cash and put it in your wallet before leaving the ATM.
Before using Internet banking, verify the domain name displayed to avoid spoof websites. Never hand over to unknown persons any signed blank cheques towards pre-EMI/EMI amount, for opening of saving account or opening of any other accounts.Internet Banking is becoming popular with people because we feel it is the easy way to deal with money and one can make his PC a live bank, doing all the things a bank can do without actually visiting a bank. Visit banks' website by typing the URL in to the address bar, and not by clicking a link in an e-mail arrived in your inbox. Always draw a line through unused space on the cheque. Never keep pre-signed cheques anywhere.
 Protect your ATM card PIN. Check your monthly Spring forming machine credit/debit card statement for unusual activity. But very few of us are able to protect our accounts from fraud. Count the number of cheque leaves whenever you receive a new cheque book. The way forward is for them to supply their own software that you install on your own machine and use for accessing your account.101dollarearningtips. Remember to cross your cheque whenever applicable. Never sign blank cheques. Only then will Internet banking be relatively safe for people without computer expertise. To get to a reasonable level of security you need a good knowledge of computers.com. How safe is internet banking? Experts view on Internet banking right now is that it's not safe.

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